The Consumer Price Index (CPI) for February 2025 indicates a continued deceleration in inflation, with the all-items index rising by 0.2% over the month, following a 0.5% increase in January. This brings the annual inflation rate to 2.8%, down from 3.0% in the previous month.

Is Your Mortgage Healthy? Time for a Check-Up!

When was the last time you checked the health of your mortgage? Just like regular check-ups for your physical health, a “mortgage health check-up” ensures your home financing is working for you, not against you. Whether you’re considering a new purchase, eyeing some home improvements, or looking to pay off lingering debts, now is the perfect time to understand your buying power and explore your refinance options.

As we step into 2025, the Texas real estate market continues to evolve, influenced by economic conditions, interest rate adjustments, and shifting buyer demand. While mortgage rates remain a focal point, strategic buyers are closely monitoring trends to identify the best time to make a move. If you’re considering purchasing a home in Texas, understanding market cycles, seasonal patterns, and financial forecasts can position you for success.

When a new presidential administration steps into office, the ripple effects can be felt across nearly every industry, but few sectors are as directly impacted as the mortgage and housing markets. With each new administration comes a fresh set of policies, priorities, and economic strategies that can influence inflation, interest rates, and consumer confidence—all of which play a pivotal role in shaping the real estate landscape.

Here’s a closer look at how these dynamics unfold and what you should keep in mind as a homebuyer, homeowner, or real estate investor.

How the Holidays Impact the Real Estate Market and Interest Rates: What You Need to Know

The holidays are here! 🎄🎅✨ While many of us are decking the halls and filling stockings, the real estate market has its own unique vibe this time of year. If you’re considering buying, selling, or refinancing, you might be wondering: How do the holidays impact the housing market and interest rates? Let’s dive in!

The housing market in 2024 is a rollercoaster, with soaring interest rates and varying activity levels across different price points. Whether you're buying your first home, upgrading, or downsizing, knowing how to navigate this dynamic environment is key. Let’s break it down by price point and share tips for staying ahead in today’s market.

If you've been paying any attention to mortgage rates lately, you've probably noticed they’re on the rise. A lot of that has to do with the 10-year Treasury bond yield. You might be thinking, “What does a government bond have to do with my mortgage rate?” Great question! Let's break it down so you can see why this matters for anyone looking to buy or refinance a home.

Hey there, future homeowners and savvy refinancers! 🏠✨ Let’s talk about something people often overlook—how elections can impact interest rates. I know, I know, elections and mortgages don’t seem like best friends, but trust me, they’re closer than you think.

You’d think a Fed rate cut would mean mortgage rates drop immediately, right? Makes sense on paper: Fed cuts rates → borrowing becomes cheaper → everyone wins. Well, not so fast, friends. The reality is a bit more complicated.